Terms of Service
Version 1.0•Last Updated: October 9, 2026
1. Acceptance of Terms
Nomi ("the Service") is operated by Otter and Pebble Studio LLC, a New York limited liability company ("we," "our," or "us"). These Terms of Service are an agreement between you and Otter and Pebble Studio LLC. By accessing and using the Service, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these Terms of Service, please do not use the Service.
2. Description of Service
Nomi is a baby name discovery application that provides:
- Name suggestions based on Social Security Administration data
- Automated name analysis and personalized recommendations
- Name trend analysis and cultural context
- Personalized name discovery based on your preferences
- Premium features for enhanced functionality
3. User Accounts
3.1 Registration
You must create an account to use certain features of the Service. You agree to:
- Provide accurate and complete registration information
- Maintain and update your information to keep it accurate
- Maintain the security of your password
- Accept responsibility for all activities under your account
3.2 Account Termination
We reserve the right to suspend or terminate your account if you violate these Terms of Service or engage in fraudulent, abusive, or illegal activity.
4. Premium Services & Payment
4.1 Pricing
Premium subscriptions are offered as monthly recurring subscriptions with the following tiers:
- Individual Premium: $4.99/month (recurring monthly subscription)
- Couples Premium: $6.99/month (recurring monthly subscription)
4.2 Payment Processing
Payments are processed securely through Stripe. By purchasing premium features, you agree to Stripe's Terms of Service and Privacy Policy.
4.3 Subscription Terms
Premium subscriptions:
- Automatically renew monthly unless cancelled
- Can be cancelled at any time through your account settings
- Remain active until the end of the current billing period after cancellation
- Are non-transferable
4.4 Promotional Codes
Promotional codes may be provided at our discretion. These codes:
- Have expiration dates and usage limits
- Cannot be combined with other offers unless specified
- Can be revoked or modified without notice
- Are non-transferable
4.5 Refund Policy
Subscription fees are charged on a monthly basis. You may cancel your subscription at any time to prevent future charges. Refunds for the current billing period may be considered on a case-by-case basis within 7 days of payment for technical issues that prevent service usage. Contact [email protected] for refund requests.
5. Acceptable Use
You agree not to:
- Use the Service for any illegal purpose or in violation of any laws
- Attempt to gain unauthorized access to the Service or related systems
- Interfere with or disrupt the Service or servers
- Use automated systems to access the Service without permission
- Collect or harvest information about other users
- Transmit viruses, malware, or other harmful code
- Impersonate any person or entity or misrepresent your affiliation
- Share your account credentials with others
6. Intellectual Property
6.1 Our Content
The Service, including its original content, features, and functionality, is owned by Otter and Pebble Studio LLC and protected by international copyright, trademark, and other intellectual property laws.
6.2 Name Data
Name popularity data is sourced from the U.S. Social Security Administration (public domain). Cultural context and analysis are generated automatically by language models.
6.3 Your Content
You retain ownership of any data you create in the Service (favorites, preferences, etc.). By using the Service, you grant us a license to use this data to provide and improve the Service.
7. Automated Features & Limitations
Our automated features provide suggestions and analysis based on algorithms and data. You acknowledge that:
- Recommendations are suggestions only, not professional advice
- Cultural context may not cover all cultural perspectives
- Name meanings and origins are based on available historical data
- Popularity trends are based on past data and may not predict future trends
- Free tier users are limited to 5 insight feature calls
8. Disclaimer of Warranties
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
- Implied warranties of merchantability
- Fitness for a particular purpose
- Non-infringement
- Accuracy, reliability, or completeness of content
- Uninterrupted or error-free service
9. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, OTTER AND PEBBLE STUDIO LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:
- Your use or inability to use the Service
- Any unauthorized access to or use of our servers
- Any bugs, viruses, or similar transmitted to or through the Service
- Any errors or omissions in content
- Any conduct or content of third parties
Our total liability shall not exceed the amount you paid for the Service in the twelve months preceding the claim, or $100, whichever is greater.
10. Indemnification
You agree to indemnify and hold harmless Otter and Pebble Studio LLC and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the Service or violation of these Terms.
11. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify users of significant changes via email or through the Service. Continued use of the Service after changes constitutes acceptance of the modified Terms.
12. Termination
You may terminate your account at any time by contacting [email protected]. We may terminate or suspend your account immediately, without prior notice, if you breach these Terms. Upon termination, your right to use the Service will immediately cease.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes shall be resolved in the state or federal courts located in the State of New York.
14. Contact Information
For questions about these Terms of Service, please contact us at:
Nomi is operated by Otter and Pebble Studio LLC.
Email: [email protected]
By using Nomi, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

